Health Coverage Options
Individual & Family Plans
Comprehensive medical coverage designed to protect you and your loved ones with access to top-tier physician networks and affordable premiums.
Group Health Insurance
Empower your team with cost-effective medical benefits. We help small businesses navigate carrier options to build attractive employee packages.
Supplemental Benefits
Fill the gaps in your primary coverage with dental, vision, and critical illness policies that provide extra security for unexpected health events.
Maximize Your Coverage
Navigating your benefits shouldn't feel like a puzzle. I provide the expert clarity needed to fully utilize every aspect of your plan, from routine check-ups to specialized treatment pathways.
✓
✓
✓
✓
Clear, local guidance for every stage of life.
Simple, affordable coverage for you and your family.
Personalized health plans built around your real needs.
Independent advice. Family focused protection.
Eligibility & Enrollment Process
01
02
03
04
Verify Status
Documentation
Plan Selection
Secure Signup
Check your qualifying life events or open enrollment eligibility to start your application journey with expert assistance.
Prepare necessary identification, household income proof, and residential records required for a smooth filing process.
Review curated coverage options and compare premium rates to find the policy that best safeguards your health and finances.
Complete your application through our secure portal and activate your benefits with your first premium payment.
Understanding Your Costs
Average Annual Savings
$1,840+
Clients typically reduce their healthcare spend by identifying plan inefficiencies and optimizing their network selection through professional comparison.
Navigating health insurance premiums, deductibles, and co-insurance can be complex. As your independent broker, I provide clear breakdowns of every cost factor, ensuring you understand exactly what you're paying for and where you can save. We evaluate your medical needs against plan structures to find the sweet spot between monthly out-of-pocket costs and long-term financial protection.
Frequently Asked Questions
What types of health coverage do you offer?
We offer a comprehensive selection of individual and family plans, from ACA plans and STM including PPO, HMO, and HSA-compatible options designed for various life stages.
When is the open enrollment period?
Open enrollment typically occurs annually. However, you may qualify for a special enrollment period if you experience a major life event like marriage or relocation.
How do I check if my doctor is in-network?
We provide access to carrier network directories and can personally verify provider status to ensure your preferred doctors participate in your chosen plan.
What is a deductible versus a premium?
A premium is your fixed monthly payment for the plan, while a deductible is the amount you pay out-of-pocket for services before insurance begins.
Do you assist with small business group plans?
Yes, we specialize in helping small business owners find affordable, high-quality group coverage that supports employee wellness and business growth.